8 Fintech Design Agencies That Understand Money, Risk, and Real Users

You don’t need another fintech design agency that “knows Figma.” You need one that knows how money moves and how to earn trust in milliseconds.

That’s what these teams do. We didn’t just compile a list of award-winning design agencies. Instead, we reviewed portfolios, looked at client reviews, tracked funding rounds, and measured whether these agencies moved the needle on user trust and investor excitement.

Here are 8 fintech design agencies building the future of finance.

1.  BlinkUX: best for simplifying complex banking platforms

When NASA's 3,000+ websites were overwhelming users, Blink UX stepped in. When Edelman Financial needed to merge two completely different approaches to money management, they figured it out. 

For over 20 years, this research-obsessed crew has been designing for fintech and making the financial world less intimidating for regular humans. Based in Seattle with offices across the US, Blink takes complicated investment platforms and payment systems and turns them into human-centered solutions. 

The proof is in the numbers: after Blink redesigned Edelman Financial's platform, users who explored it were nearly twice as likely to book time with financial advisors. 

Case studies and portfolio overview

• Edelman Financial Engines: Designed a platform that blends advice with automation. Users who explore the portal are 2× more likely to meet with an advisor and convert. 

• HERO Index: Built a platform for people who want their investments to match their values but don't have time to research a thousand companies. 

• Mastercard: Reimagined how businesses pay each other with a completely new B2B payment platform. Details are limited, though (it's Mastercard, after all).

➕ What clients love 

• Unmatched expertise: BlinkUX’s track record is impressive, with industry giants like NASA, Amazon, and JPMorgan Chase.

• Results you can count: Their work consistently delivers amazing improvements, like doubled appointment bookings.

• They become part of your team: Clients mention how Blink integrates with their organization rather than operating like distant consultants.

➖ Where they could improve 

• Pricing transparency: They tend to keep pricing and minimums under wraps. If you're looking for clear estimates upfront, you might need to ask a few extra questions.

📍 Where you'll find them (conferences & events) 

• ConveyUX: Their own Seattle-based conference with speakers from Google, Adobe, Meta, and the rest of the usual suspects.

• UX Leadership Exchange: Invite-only sessions in NYC where UX leads from top financial orgs talk shop behind closed doors.

• UX Leadership Lab: A smaller spin-off of ConveyUX focused on making AI work at scale.

• Seattle Interactive Conference: Their designers give talks like “Perfectionism Killed the Designer,” sharing real work stories.

• uxcon Vienna: Their VP of Research co-leads workshops on "Strategic Research: Listening Deeply" to help teams understand user motivations.

2. StanVision: best for high-converting fintech UX with a focus on compliance

With a team of design experts based in Bulgaria and a stack of awards behind them, StanVision has become the top choice for fintech companies looking to turn complicated financial interfaces into experiences users enjoy.

For starters, this fintech design agency knows how to balance between innovation and compliance that the industry requires. Their team creates simple designs that build trust while making financial products accessible. This means your payment platform or banking app UX will work in real-world settings where users need both security and simplicity.

It’s not just theory. After a redesign with StanVision, Primer saw a 12x traffic increase and 4.5x more sign-ups.

Case studies and portfolio overview

• Primer: Transformed a payment infrastructure platform with a design-driven approach, leading to a website traffic increase of 12x and new sign-ups increasing 4.5x.

• Contiant: Created a brand identity and website for an open banking solution that made trust feel easy and transactions faster. 

• Pax.world: Turned a Web3 vision into a real product: a virtual island platform with 712% more traffic and 60K+ new users ready to explore. 

➕ What clients love

• They challenge in the best way: They don't just agree with everything you ask, which means you get thoughtful pushback rather than yes-men designers.

• Real-time adaptability: Clients appreciate how the team receives feedback on the fly and adapts quickly, rather than getting defensive about their designs.

• Project management: Several clients mentioned how the team is pushy enough to ensure you don’t drop the ball, keeping projects moving even when priorities shift.

• Creativity: Their work exceeds expectations with clients reporting measurable outcomes like traffic increases and higher sign-up rates.

⚠️ Where they could improve

• Schedule adherence: A few clients mentioned delays – nothing major, and usually offset by the extra care that went into the work.

• Documentation: While they test thoroughly, some enterprise teams asked for more detailed documentation to support handoff.

• Budget planning: Adding new features midstream can stretch the budget. Best to align early and check in often.

📍 Where you'll find them (conferences & events)

• Webflow Conf: The team regularly attends to keep up with the latest in no-code and showcase fintech interface work.

• Awwwards Conference: Both as jury members and award winners, they participate in discussions about design and AI.

• Local meetups: They host Webflow events in Bulgaria and join regional design gatherings.

3. Cieden: best for scaling B2B SaaS platforms with product-minded UX design

Founded by siblings Yurij Mykhasyak (a former design professor) and Iryna Serednia in 2016, Cieden started with a simple idea: hire sharp design students to solve the toughest UX problems.

Today, they’re a 48-person team spread across seven countries (from the US to Romania), quietly powering fintech products behind the scenes. While they design across industries, their fintech work stands out for one thing: making complicated products usable without dumbing them down.

Cieden is the team you call when your product "technically works" but no one’s converting. They take five-step flows and turn them into two. They turn spreadsheets into dashboards. And they do it with a calm process that works for both startups and scaled-up teams.

Case studies and portfolio overview

• Payroll management tool: Transformed a complex pricing interface used by payroll professionals into a streamlined experience with smart automation and bulk actions. 

• RivaEngine: Helped this revenue data platform go from abstract idea to fully clickable prototype with a solid design system behind it. 

➕ What clients love

• Data-driven design: They do user interviews, analytics, and market research to shape every interface.

• Compliance: KYC, AML, and other regulations don’t stop them from delivering a smooth user journey.

• Flexibility & transparency: Clients mention real-time Slack updates and detailed time tracking.

• Real results in fintech: Clients report concrete improvements, such as quadrupling audience size and turning an unprofitable venture to a profitable venture.

➖ Where they could improve

• No in-house dev: While they coordinate well with partner developers, clients who want everything under one roof should plan accordingly.

• Cost planning: Adding last-minute ideas can inflate scope and budget, so they recommend thorough alignment from the start.

• Extremely detailed reporting: A few clients found weekly time logs more granular than needed.

📍 Where you’ll find them (conferences & events)

• Collision (Toronto): They often discuss how fintech founders can use AI responsibly without overcomplicating UX.

• TechCrunch Disrupt: Engaging with early-stage fintech startups to share design lessons from real-world compliance nightmares.

• Local & virtual webinars: Sharing practical insights on fintech onboarding flows and payment platform best practices.

4. adamfard: best for simplifying debt and financial wellness apps

Adam Fard’s financial services design agency is small, and that’s exactly the point. A small team means the founder with his name on the door works on your project. Small also means a company where 55% of clients are small businesses themselves gets what it means to make every dollar count.

What they lack in size, they make up for in financial UX. Bank of Ireland came to them to improve their asset management platform, and KeyVeve trusted them to design a debt management app that wouldn't make users feel worse about their finances. 

Case studies and portfolio overview

• KeyVeve: Rebuilt debt management tracking from scratch, focusing on reducing financial anxiety through thoughtful visualization that helps users confront debt realities. 

• Qolo: Turned a basic concept and presentation into a fully functional B2B payment hub. The team built out the product’s structure and interface from the ground up.

• Th!nk Pricing: Created a B2B AI pricing platform that presents complex algorithms as simple insights.

➕ What clients love

• Numbers going up: Retention up 25%. Conversions up 20%. Clickthrough rates up 30%. Clients say the numbers move in the right direction and stay there.

• Attention to details: Their design process catches the small friction points most agencies miss, resulting in products that feel remarkably smooth in daily use.

• Flexibility: Priorities shift. That’s normal. Clients say the team adjusts fast without missing deadlines.

• Right-sized agency experience: Clients appreciate getting senior-level care with the process maturity of a larger agency.

⚠️ Where they could improve

• Team shrinkage: That 18% team reduction is worth asking about their current bandwidth.

• Analytics depth: One client wished for more detailed user behavior data to make their designs even better.

• Creative boundaries: A few reviews hinted they sometimes stick to the familiar rather than experimenting with wilder design concepts that might unlock new solutions.

• Communication efficiency: A minor bump in how they exchange information could improve the overall client experience.

📍 Where you'll find them (conferences & events)

• On social platforms, sharing best practices for user research, MVP creation, and product strategy.

• Occasionally featured in interviews discussing the future of AI-driven design.

5. Arounda: best for Web3 and neobank UX with measurable startup impact

Arounda has delivered over 233 successful projects and helped their clients raise over $1 billion in funding – not because the designs are pretty, but because they solve real problems.

This fintech agency has worked on everything from debt tracking apps to payment hubs and insurance platforms. MYSO Finance saw more users completing tasks without support. Player’s Health got a registration flow that didn’t scare people away. 

Across projects, the thread is the same: smart finance design choices backed by research, tested in real-world conditions, and built to move the business forward.

Case studies and portfolio overview

• Player's Health: Simplified the user's registration and onboarding process for a fintech and insurance platform, helping them secure $34M in funding.

• Expence: Made employee expense tracking easier with smart features like QR-based invoice uploads.

• Unlocks Calendar: Transformed a Web3 tool that helps investors track and predict crypto trends through upcoming event data.

➕ What clients love 

• Close communication: Multiple clients mention how Arounda becomes an extension of their team. 

• Proactivity: Clients appreciate how the team doesn't just execute tasks but improves upon them. 

• Business impact focus: Their designs lead to measurable improvements, like MYSO Finance achieving 15% user growth.

• End-to-end approach: From brand identity to dev handoff, everything stays aligned and consistent.

➖ Where they could improve 

• Billing process complexity: One client mentioned that the billing process was a bit complicated and suggested introducing other payment options.
• Testing/QC processes: Some design inconsistencies slip through that clients end up catching.
• Predictable timing estimates: Generally on time, but some projects see delays (though usually manageable.
• Design consistency across areas: One client noted that changes sometimes din't get applied uniformly across related design areas.

📍 Where you'll find them (conferences & events) 

• Web3 Global Amsterdam: Their team stays sharp on what’s next in blockchain and fintech.

• TechChill: The team participates in this Baltic startup event to catch up with founders and share lessons on product and design.

• Next Block Expo: Arounda representatives attend this major blockchain gathering to meet the people shaping Web3 and the future of finance.

6. Selecto: best for core banking platforms and fintech products

When money gets complicated, Selecto makes it usable. Since 2014, this globally-spread, Dubai-anchored fintech branding agency has helped numerous platforms speak the only language that matters – clarity.

They’ve worked with crypto exchanges, cross-border payment apps, and financial marketplaces, designing experiences that feel effortless even when what’s under the hood is anything but. Think ZBX.com or iAsk.Ai, where their finance UX design helped lift referral rates by 30%.

57% of their clients come through referrals, and they've helped build products used by 17 million people worldwide. One crypto client put it best: "They truly grasp the complexities of banking regulations and unique user requirements within our niche."

Case studies and portfolio overview

• ZBX.com: Overhauled a licensed European crypto exchange platform that needed help with user adoption. 

• Payment platform in Dubai: Built a payment web app from the ground up for a Dubai-based fintech. 

• Billtrust: Streamlined order-to-cash cycle with a single financial platform.

➕ What clients love 

• Thinking beyond the brief: Clients mention that Selecto comes up with ideas they hadn't thought of yet. 

• Around-the-clock responsiveness: With teams across multiple countries, someone’s always around when you need them.

• Human connection: Clients stick around for years because working with Selecto feels less like outsourcing, more like teaming up.

➖ Where they could improve 

• Integration services: One client mentioned they would have appreciated if Selecto offered development of their design into a website/WordPress.

• Reports: For bigger teams, the docs and handoff materials sometimes needed more structure. 

• Occasional timing slips: Minor delays happened here and there, but most teams said the quality more than made up for it.

📍 Where you'll find them (conferences & events) 

• LEAP (Riyadh): You’ll spot Selecto’s team meeting fintech founders and exploring the latest AI and finance trends.

• DaosHub Dubai: They stay plugged into the Web3 and AI scene here, where ideas (and deals) move fast.

7. OAK’S LAB: best for building startups from idea to MVP and beyond

When Silicon Valley ideas meet European dev talent, you get OAK'S LAB – the Prague-based fintech design agency that has delivered over 50 digital products.

Unlike teams that just write code, they get obsessed with business outcomes. They've helped Plotify raise funding of over $17M and brought visions to life for industries ranging from auto finance AI to real estate investment platforms. More impressively, the startups they support have hit a combined valuation of $1.7 billion.

Case studies and portfolio overview

• Plotify: Created a real estate investment platform that reduces property acquisition time from 52 days to just 10 minutes. 

• Karus: Built an AI-driven risk analytics platform for auto finance that evaluates loan applications using machine learning. 

➕ What clients love 

• Business-first tech approach: They're amazing at writing code, but they will also provide perspective on potential business decisions.

• Founders' involvement: You won’t just hear from juniors. The people who started the company stay hands-on when it matters.

• Problem-solving skills: They present 2-3 ways to solve the problems and make recommendations.

⚠️ Where they could improve 

• Release frequency: A few clients wanted more frequent launches to keep momentum high, especially in fast-moving environments.

• Physical scaling limitations: For rapidly growing clients using their OAK'S BOOST service, the initial office space provided sometimes proves too small.

• Timeline flexibility: While generally responsive, some clients wished for a bit more flexibility on shifting timelines during more complex builds.

📍 Where you'll find them (conferences & events) 

• Czech Innovation Week: Their CEO speaks on building products for early-stage startups.

• Slush Helsinki: Their business development team attends this European tech gathering.

• All-In Podcast Summit: The co-founder attends this exclusive entrepreneurship event in Los Angeles.

8. Merge Rocks: Best for crypto and blockchain UX

Like other fintech design agencies on this list, Merge shows great results: CoinLedger saw a 28% drop in support tickets. RelayPay got a streamlined payment flow and better adoption. Block Earner launched with a 4.6 App Store rating. Clients talk about real changes in signups, conversion, and retention.

When startups find themselves caught between freelancer roulette and big agency bloat, Merge slides in with their transparent SaaS-style pricing instead of vague proposals, public case studies and podcasts instead of strict NDAs, and a growing library of free resources built to help.

Case studies and portfolio overview

• CoinLedger: After a full UX overhaul and 400+ mockups, users now move through the platform with less friction and more confidence. 

• RelayPay: Transformed a cluttered crypto payment interface into a streamlined platform that substantially increased user adoption.

• Block Earner: Created an intuitive mobile app and website, helping users access decentralized finance platforms. The app earned a 4.6 Apple Store rating.

➕ What clients love

• Design with business metrics in mind: Clients point to real impact, with one crypto startup doubling conversions after working with Merge.
• Responsive and adaptable team: They adapt to changing priorities without missing a beat – perfect for early-stage startups still figuring things out.
• Speed without sacrificing quality: Restream's team was blown away by how fast Merge delivered high-quality work.
• Deep domain knowledge: Fintech and Web3 clients love that Merge speaks their language and understands industry-specific challenges.

⚠️ Where they could improve

• Asynchronous communication: Some clients wish they'd engage more between formal meetings to catch and fix misalignments faster.
• Development time estimates: They usually deliver great work, but sometimes development takes a bit longer than expected.
• Proactive creative input: They’re great at executing a vision, but some clients hoped for more creative input without needing to ask for it.
• More frequent check-ins: A client mentioned they'd appreciate more regular updates, though they admitted their own scheduling made this tricky.

📍Where you'll find them (conferences & events)

• Free webinars: They regularly host laid-back but insightful sessions on design's business impact.
• Virtual design workshops: They run interactive sessions for startups looking to level up their product and website design game.
• Podcast appearances: Pavel pops up on SaaS and fintech podcasts talking design strategy and shares his own podcast conversations with industry leaders.

The methodology behind our top fintech design agency picks

We started with a longlist of agencies claiming fintech design cred. From there, we looked beyond portfolios, studying how these firms build, how they collaborate, and what impact they drive. Here’s what shaped this list:

• Reputation & reviews: Every agency featured has a strong Clutch rating (4.9+ where available), with consistent praise for their expertise and results.

• Fintech fluency: We focused on agencies that understand real financial ecosystems, from compliance and KYC flows to investment dashboards and crypto UX.

• Proof of performance: We reviewed public case studies and client feedback to see whether these teams improved user trust, conversion, engagement, or even funding rounds.

• Design quality: Portfolios were evaluated not just for aesthetics, but for clarity, usability, and ability to handle complex fintech logic without overwhelming users.

• Standout strengths: Each agency was chosen for a reason, whether it’s simplifying banking UX, streamlining onboarding, or making crypto interfaces feel safe and familiar.

Fintech moves fast. Your design partner should too :)

If you're not sure where to start, reach out to Cieden. We’ve worked with fintech teams around the world — from MVPs to complex platforms — and we’re happy to walk through your product challenges, no strings attached. If we’re the right fit, great. If not, we’ll point you to someone who is.

Because getting fintech design right matters, and we take that seriously.